Below you will find a sample of Home Ownership Company®'s "Money Management Program™" client success stories
. ENJOY!
> SINGLE INCOME
> SINGLE INCOME WITH FAMILY
> DUAL INCOME
> DUAL INCOME WITH FAMILY
> BUSINESS OWNER
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SINGLE INCOME
Client ID 2228
19th Month Review
- Labourer at local Council.
Coach - Linda
Consultant - Rob
This client's story is outstanding. When he first came onto the program some 19 months ago he had a balance on his home loan of $45,679.92 and now it is $0. Prior to coming onto the MMP he decreased his loan by an average of $169.15/month and his major goal was to be able to get a new hot water service. I think that the note that we received from our client after his first year of coaching says it all:
"To all of you good people in the Home Ownership Company. Thank you for inviting me into your helping care. For reminding me of a good way to relate to my responsibilities. To be responsible for things is good for your health especially for your mental health and handle life in a more peaceful and clearer way."
This client did not even have a car and had to catch lifts to every coaching meeting - how is that for commitment! This year he has stated that the program is great; he never would have done this if we hadn't contacted him, and he is so pleased he came onto the program with us. He has completely changed his lifestyle for the better.
Client ID 2599
6th Month Coaching Review
- Project Officer
Coach - Tammy
Consultant - Andy
This client has had a sensational result in this time, reducing her loan by an outstanding $16,829 during this period. She advised that she is spending much less and using the budget and plan book to recognise her spending habits and her awareness has developed considerably over the past few months. The client's main priority is to reduce the loan and "diminish bad debt and then create good debt" in the future. Well done to both the client and the coach.
Client ID 2232
12th Month Coaching Review
- Air Traffic Control Manager
Coach - Tina
Consultant - Andy
Client has increased her debt considerably as has achieved one of her goals of moving into her dream home, and has kept her 2 bedroom unit as an investment property, which is fantastic. During this period she has also achieved further goals of a European holiday and had finished the unit renovations prior to renting it. She believes the Money Management Program to be a real eye-opening experience and loves the guidance provided by her coach and is very pleased that she has been able to achieve her goals so quickly. She is renewing as loves having help in controlling money, and wants more confidence in getting the new home and investments under control which will be accomplished once she has a more thorough understanding of her finances.
SINGLE INCOME WITH FAMILY
Client ID 2353
12th Month Coaching Review
- Teacher
Coach - Brenda
Consultant - Rob
Client has decreased loan by $10,756 during this period and has accomplished an enormous amount of her goals including, paying out her credit card for $13,000, going to America on holiday, house boat trip $5,000, laptop and additional $4,000 for needs around the house and she is delighted with the result as it is better than she ever imagined - "awesome". The most important strategy that the client has learnt is that she can effectively manage her finances and do things that really matter to her.
Client ID 2305
12th Month Coaching Review
Nurse/Carer
Coach - Tina
Consultant - Rob
Client has decreased her loan by $9,627 during this period and advised it was such a nice surprise and she is very happy. The clients target was reset during the past 12 months and she also outdid that new target (well done to both the coach and the client). The client is renewing as it is great knowing that she has someone to talk to and sound out ideas and get back on track if needed. She values the accountability and also is very impressed with the outstanding results that she has achieved to date.
Client ID 2501
6th Month Coaching Review
Chiropractic Assistant
Coach - Chris
Consultant - Rob
Client has reduced debt by $1,968 during this period and is very pleased with the results as her goal has been to reduce her home loan and she is now seeing that this can be achieved by weekly tracking. She is keeping her spending under control and making definite choices and is determined to achieve even better results in the future.
Client ID 2333
12th Month Coaching Review
Police Officer & Home Duties
Coach - Brenda
Consultant - Andy
These clients have achieved one of their major goals of building the home of their dreams which has increased their debt by $74,396. This is a fantastic result as they will have a minimal debt of around $136,000 once this has been done, which also includes a new car. They believe the benefits from the Money Management Program and their coach were to teach them new spending habits and to become conscientious and aware of the choices that they were making and the impact that they were having.
Client ID 1981
12th Month Coaching Review
Concreter & Home Duties
Coach - Brenda
Consultant - Andy
Clients have decreased their debt by $20,850 during this period which is a sensational effort in their second year. In their first year they decreased their loan by $7K which was an awesome result, as they paid for all their outstanding business expenses, including taxation. Clients are now renewing for the third year as are really delighted with these results because during this time they have also achieved some of their goals of purchasing another truck for the business $16,851, had a wedding $4,500 and have completed renovations to their bathroom totaling $2,770. They love coaching as it helps to keep them on track, and they really like the planning, the support and the awareness that has come with the Money Management Program.
DUAL INCOME
Client ID 2463
12th Month Coaching Review
Business Analyst & Registered Nurse
Coach - Brenda
Consultant - Andy
Clients have decreased their loan by $21,098 during this period and are very happy with the results because they have also achieved some of their other goals - a holiday to New Zealand, purchase of a Video Camera, and shares for their investment portfolio. The benefits of the coaching program to them are having the accountability, the diligence, resources and advice of the Coach and learning to be both disciplined and focused on their future goals.
Client ID 2372
12th Month Coaching Review
Oenologist & HR Consultant
Coach - Brenda
Consultant - Scott
During this period these clients have reduced their loan by an enormous $58,165 which is excellent as they also achieved one of their goals of going on an overseas holiday. They both stated that being on the coaching program forced them into seeing reality, and they have learnt to be both focused and disciplined in all of their spending and they are delighted with the results.
Client ID 2550
6th Month Coaching Review
Storeman & Sales Assistant
Coach - Tammy
Consultant - Scott
This couple are ecstatic with the results as in this period they have decreased their loan by $10,174 and are now looking for investments sooner rather than later which is great news. They are now maximising their income and achieving a surplus every month, and are very focused on achieving all of their goals.
Client ID 2316
12th Month Coaching Review
Minister & Teacher
Coach Linda
Clients have decreased loan by $25,175 and are extremely happy with the results because they have also been able to achieve other goals of traveling, a wedding and completed house renovations during this period. The benefits of the Money Management Program have included an awareness of spending and where their money is being spent and both clients have become more disciplined as a result.
Client ID 2299
12th Month Coaching Review
Plumber & Accounts Clerk
Coach - Tina
Consultant - Garry
These clients have achieved many of their goals during this year - extensive landscaping, paying off all credit cards and establishing a new hobby of go-carting and have only increased debt by $1,259. They are really pleased with the results. They have advised the coach that without her and the Money Management program they would have been in an awful position. The clients have renewed for the forthcoming year as they believe you get value for money and they like the coach as she has helped them to show awareness.
Client ID 2345
12th Month Coaching Review
Electrician & Executive Assistant
Coach - Wendy
Consultant - Andy
Clients have decreased loan during this period by an outstanding $33,944 and are really happy. They advised that they knew that they needed to reduce their loan whilst they had two incomes, as they are planning to have children in the near future and will then have a reduced income. During this period they also achieved goals of purchasing a car $15,500, a computer $1,600, furniture $3,800, had a holiday to the Whitsunday's $6,900 and repaid their parents $8,200. Both clients stated that they have learnt a lot during this period and are far more disciplined.
Client ID 1707
6th Month Coaching Review
Draftsman & HR Manager
Coach - Wendy
Consultant - Andy
This couple are in their third year of coaching and during the past six months they have decreased their loan by an outstanding $10,085 and are definitely happy with the ongoing results. They recalled that prior to coming on the program, in one year they only reduced their loan by $1, but the Money Management program has empowered them and has far exceeded all of their expectations. The clients have advised that they are having a great lifestyle and the loan is still coming down, and they are very aware of money-movement in their household, and are now in control of their finances. They noted that "They have an ingrained knowledge of the impact of spending, and now understand the relationship between spending and debt levels. In three years this couple have now reduced their loan by $40,258 and have also achieved goals of holidays, purchased air conditioners, lights, furniture, painted their house, paved the driveway, the list is endless. Well Done!
Client ID 2543
6th Month Coaching Review
Software Programmer & Nurse
Coach - Chris
Consultant - Scott
Clients have decreased loan by $9,171 during this period and happy with the results because they also had medical and plumbing expenses totalling $3K during this period. Clients advised that the Money Management Program has made them more aware of how much things actually cost, and they are beginning to show a great deal of discipline in relation to wants.
DUAL INCOME WITH FAMILY
Client ID 2411
12th Month Coaching Review
- Contract Manager & Personal Assistant
Coach - Brenda
Consultant Rob
This is an awesome result, particularly as in the past (pre Home Ownership Company coaching) this couple reduced their mortgage by only an average of $133 per month or $1,596 annually. In the past twelve months they have reduced their loan by an outstanding $15,794 and have achieved all their goals, which included house extension ($25k), new fridge ($2k), holiday ($2k), negatively geared investment property ($3k), household appliances ($6.5k). A truly outstanding result, particularly as their income was down by 30% due to a work accident. Well done to the clients and the coach.
Client ID 2548
6th Month Coaching Review
- Design Consultant & Office Administration Clerk
Coach - Tina
Consultant - Andy
These clients have increased their debt by $42,357 which is an outstanding result as during this period they have achieved their following goals:
- Purchased new Investment Property (Deposit) ($34,600), completed Renovations to 1st Investment property ($ 9,984) and had a holiday to Queensland as well as Canberra ($ 3,660). Their goal is to achieve 10 properties in 10 years. To date, they have three and are well and truly on the right track to achieve their goal.
Client ID 2340
12th Month Coaching Review
Consultant HR & Desktop Publisher
Coach - Wendy
Consultant -Scott
Clients have decreased loan by $6,939 during this period and happy with the results and anticipating further reductions in the future. The benefits of the coaching program have been that they now know where their money goes and they wish they had done this years ago and would like their children to know the money management processes. The program has provided them with control over their finances and they feel empowered. They now realise that their family is like a business, and it is the most important business they have and it deserves their attention.
Client ID 2338
12th Month Coaching Review
Team Leader & Process Worker
Coach - Brenda
Consultant - Rob
Clients have decreased loan by $18,481 during this period and are ecstatic, as during this period they have also achieved some goals around the home and they are both so happy that the stress has now been taken out of their finances. The benefits of the Money Management Program during the past year have been enormous as they can now see where their money is going and they think prior to spending and appreciate the feedback and guidance from their coach. This couple are renewing as their goal is to keep on track whilst doing home improvements and not to go backwards.
Client ID 2190
12th Month Coaching Review
Lecturer in Chemistry & Scientist
Coach - Wendy
Consultant - Garry
Clients have decreased debt by $16,368 which is a fantastic result as prior to coming on the program the most they ever reduced their debt was by $5,000 over 12 months. They stated that the coaching program provided them with a clearer picture of where their cash is going and a better understanding of where their net financial position is, an awareness that they didn't have before.
Client ID 2376
12th Month Coaching Review
Manager & Administration Officer
Coach Linda
Consultant Rob
Clients have decreased their debt by $19,855 which is an awesome result and much better than they expected because they have also achieved some of their goals - paid for a cruise, been for a holiday to Queensland and had a houseboat holiday. They love the Money Management program as it forces you to keep on track and makes you think twice about spending your money.
Client ID 2391
9th Month Coaching Review
Labourer & Canteen Manager
Coach Linda
Consultant - Rob
Clients have decreased loan by $19,169 during this period and in their own words "brilliant, excellent, woo hoo and we're over the moon". The discipline and focus that they have learnt over the last months has made them realise that they can achieve anything. They have also achieved some of their goals including a holiday to Queensland, purchasing roller doors, and other bits for the house. They are both now taking control of their money and have very definite plans to make all of their dreams come true.
Client ID 2483
6th Month Coaching Review
Pastor & Child Care Worker
Coach - Linda
Consultant - Scott
This couple has decreased their loan by $53,302 during the past six months and have also achieved a goal of house renovations during this time. The clients have stated that it's been hard but are both determined to achieve their goal of paying off their mortgage and have achieved considerable focus and discipline with the help of their coach Linda during this period. An outstanding result!
BUSINESS OWNER
Client ID 2249
12th Month Coaching Review
- Storeman & Shop Manager
Coach - Tina
Consultant - Andy
Clients have decreased their loan by $7,769 during this period AND paid a $10,000 deposit on a new home. This couple have also started their own business and have moved in with their parents and are using their original home as an investment property.
